1. Our Commitment to Privacy :

Protecting your privacy and the personal information you provide us is a top priority for us. For this reason, we do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We want our users to fully understand what information we collect, how we use this information, and the steps we take to protect your personal information. Please read this privacy policy to learn more about the policies and procedures we have put in place to achieve this goal. This notice describes our Privacy Policy. By visiting this site, you are accepting the practices described in this Privacy Policy.

2. What Information is Collected :

(a) Information You Provide to Us: We collect any information you enter on our site, or that you give us in any other way. You can choose not to provide certain information, but you may not be able to take advantage of our services and features. If you open a credit account, we use your address and billing information to bill you and provide associated support.

(b) Your Usage of Our Site : We automatically track certain information about you based upon your use of our site. We use this information to conduct internal research on our users' demographics, interests, and behavior to better understand and serve our users. This information is compiled and analyzed on an aggregate basis. This information may include the URL that you just came from, which URL you next go to, what browser you are using, and your IP address.

(c) Cookies : In addition, we use “cookies” on certain pages of our site. Cookies are small files that can be used to track a user’s steps or automatically generate a user’s password. Among other things, cookies allow you to enter your password less frequently during a session. Cookies can also help us provide information which is targeted to your interests. Cookies are stored on your hard drive, not on our site. Most cookies are automatically deleted at the end of a session. You may decline our cookies if your browser permits, although your use of the site may then be restricted.

3. How and When the Information is Used :

The information we collect is used for administering our business activities. Occasionally we may use the information to notify you, either directly or through our Associates about changes to our website, birthday/anniversery greetings, sending news letter, new services, or special offers. We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent.

4. Legal Requests :

We cooperate with law enforcement authorities, as well as with other third parties, to enforce laws, intellectual property rights, and to prevent fraud. In response to a verified request by law enforcement or other government officials relating to a criminal investigation or alleged illegal activity, we can, and you authorize us to, disclose your name, city, state, telephone number, email address, login name history, fraud complaints, and site use history, with or without a subpoena. Without limiting the above, we will not disclose your personal information to law enforcement or other government officials without a subpoena, court order or substantially similar legal procedure, except when we believe in good faith that the disclosure of information is necessary to protect our rights or to prevent imminent physical harm, financial loss or to report suspected past, present, or future illegal activity. Further, we can, and you authorize us to, disclose to a third party your information, including your name, street address, city, state, zip code, country, phone number, email, and company name, as we in our sole discretion believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy, or other unlawful activity.

5. How We Protect Your Information :

The privacy and protection of your information is important to us. We therefore use practices that are consistent with standards in the industry to protect your privacy. We do not make any personal information available to third parties without your permission.

6. Consent :

By using our website, you consent to the collection and use of your personal information as described in this Privacy Policy.

7. Changes to Privacy Policy :

If our Privacy Policy or procedures change, we will immediately post those changes to our website. Any such changes will be effective immediately upon being posted, unless otherwise stated in the change.

8. Effective Date :